Dexsta

Wilmington, DE · 1 · Charter #2187 · www.dexsta.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$430.1M
48th percentile
Members
35,781
67th percentile
Total loans
$246.6M
36th percentile
Total shares
$394.5M
52th percentile

Profitability

Return on assets
0.63%
28th percentile
Net interest margin
2.67%
10th percentile
Efficiency ratio
58.58%
53th percentile
Non-interest income ratio
20.51%
58th percentile

Capital & Risk

Net worth ratio
9.02%
17th percentile
Delinquency rate
1.43%
13th percentile
Net charge-off rate
0.89%
15th percentile
Loan-to-share
62.52%
17th percentile

Growth

Member growth YoY
-2.30%
21th percentile
Asset growth YoY
3.63%
39th percentile
Loan growth YoY
-2.03%
18th percentile
Share growth YoY
5.82%
61th percentile

Operations

Members / branch
5,964
73th percentile
Assets / member
$12,021
13th percentile
Field of membership penetration
3.98%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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