Pontiac Dwight Prison Employs

PONTIAC, IL · 2 · Charter #60299
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.8M
35th percentile
Members
921
34th percentile
Total loans
$3.1M
32th percentile
Total shares
$7.0M
38th percentile

Profitability

Return on assets
0.20%
23th percentile
Net interest margin
2.11%
5th percentile
Efficiency ratio
47.00%
86th percentile
Non-interest income ratio
0.02%
5th percentile

Capital & Risk

Net worth ratio
10.92%
22th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.01%
91th percentile
Loan-to-share
44.69%
27th percentile

Growth

Member growth YoY
-2.02%
43th percentile
Asset growth YoY
5.15%
74th percentile
Loan growth YoY
13.08%
92th percentile
Share growth YoY
5.57%
78th percentile

Operations

Members / branch
921
43th percentile
Assets / member
$8,482
43th percentile
Field of membership penetration
61.40%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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