Glamorgan Employees

Lynchburg, VA · 1 · Charter #19416
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
305
10th percentile
Total loans
$667.5K
12th percentile
Total shares
$1.4M
12th percentile

Profitability

Return on assets
-5.48%
1th percentile
Net interest margin
5.46%
91th percentile
Efficiency ratio
79.48%
24th percentile
Non-interest income ratio
16.53%
74th percentile

Capital & Risk

Net worth ratio
24.98%
86th percentile
Delinquency rate
16.06%
1th percentile
Net charge-off rate
24.61%
0th percentile
Loan-to-share
46.21%
29th percentile

Growth

Member growth YoY
-14.80%
2th percentile
Asset growth YoY
3.01%
63th percentile
Loan growth YoY
-36.54%
1th percentile
Share growth YoY
12.22%
93th percentile

Operations

Members / branch
305
13th percentile
Assets / member
$6,402
26th percentile
Field of membership penetration
50.83%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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