Richmond Light Employees

Richmond, IN · 1 · Charter #17454
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2M
8th percentile
Members
135
3th percentile
Total loans
$945.7K
14th percentile
Total shares
$427.9K
5th percentile

Profitability

Return on assets
0.13%
20th percentile
Net interest margin
2.57%
10th percentile
Efficiency ratio
39.93%
92th percentile
Non-interest income ratio
4.03%
29th percentile

Capital & Risk

Net worth ratio
21.11%
78th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
221.01%
100th percentile

Growth

Member growth YoY
-13.46%
3th percentile
Asset growth YoY
-6.74%
11th percentile
Loan growth YoY
-20.32%
6th percentile
Share growth YoY
-21.42%
1th percentile

Operations

Members / branch
135
4th percentile
Assets / member
$9,064
48th percentile
Field of membership penetration
90.00%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Richmond Light Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo