Vickswood

Vicksburg, MS · 1 · Charter #24876 · www.vickswoodcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.1M
44th percentile
Members
1,462
51th percentile
Total loans
$4.9M
44th percentile
Total shares
$8.2M
42th percentile

Profitability

Return on assets
1.40%
76th percentile
Net interest margin
4.12%
55th percentile
Efficiency ratio
68.79%
45th percentile
Non-interest income ratio
18.53%
80th percentile

Capital & Risk

Net worth ratio
25.98%
88th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
60.44%
50th percentile

Growth

Member growth YoY
-2.53%
38th percentile
Asset growth YoY
-2.34%
28th percentile
Loan growth YoY
-7.76%
31th percentile
Share growth YoY
-5.27%
20th percentile

Operations

Members / branch
731
35th percentile
Assets / member
$7,614
35th percentile
Field of membership penetration
1.96%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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