Service 1st

Danville, PA · 1 · Charter #22128 · www.service1.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$782.6M
85th percentile
Members
50,468
88th percentile
Total loans
$666.3M
94th percentile
Total shares
$700.9M
89th percentile

Profitability

Return on assets
1.57%
84th percentile
Net interest margin
3.98%
81th percentile
Efficiency ratio
53.58%
71th percentile
Non-interest income ratio
17.25%
38th percentile

Capital & Risk

Net worth ratio
11.29%
56th percentile
Delinquency rate
0.81%
40th percentile
Net charge-off rate
0.31%
61th percentile
Loan-to-share
95.06%
84th percentile

Growth

Member growth YoY
7.53%
95th percentile
Asset growth YoY
10.41%
88th percentile
Loan growth YoY
9.94%
81th percentile
Share growth YoY
13.41%
95th percentile

Operations

Members / branch
4,206
41th percentile
Assets / member
$15,506
44th percentile
Field of membership penetration
8.42%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Service 1st?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo