Texas People

Fort Worth, TX · 1 · Charter #5337 · www.fwtpfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$24.2M
69th percentile
Members
1,940
64th percentile
Total loans
$17.8M
84th percentile
Total shares
$19.5M
67th percentile

Profitability

Return on assets
0.82%
51th percentile
Net interest margin
5.05%
84th percentile
Efficiency ratio
78.10%
27th percentile
Non-interest income ratio
22.91%
87th percentile

Capital & Risk

Net worth ratio
18.77%
69th percentile
Delinquency rate
1.57%
30th percentile
Net charge-off rate
1.13%
15th percentile
Loan-to-share
91.21%
88th percentile

Growth

Member growth YoY
-13.62%
3th percentile
Asset growth YoY
-3.50%
22th percentile
Loan growth YoY
-6.23%
36th percentile
Share growth YoY
-3.60%
26th percentile

Operations

Members / branch
970
45th percentile
Assets / member
$12,475
74th percentile
Field of membership penetration
1.29%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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