Strait View

PORT ANGELES, WA · 2 · Charter #68231 · www.svcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$105.2M
49th percentile
Members
7,203
47th percentile
Total loans
$40.6M
28th percentile
Total shares
$90.2M
50th percentile

Profitability

Return on assets
1.01%
48th percentile
Net interest margin
3.79%
57th percentile
Efficiency ratio
64.81%
43th percentile
Non-interest income ratio
10.60%
18th percentile

Capital & Risk

Net worth ratio
13.73%
67th percentile
Delinquency rate
0.51%
64th percentile
Net charge-off rate
0.58%
26th percentile
Loan-to-share
44.96%
13th percentile

Growth

Member growth YoY
-0.04%
57th percentile
Asset growth YoY
1.25%
29th percentile
Loan growth YoY
-6.89%
12th percentile
Share growth YoY
0.42%
26th percentile

Operations

Members / branch
7,203
94th percentile
Assets / member
$14,601
51th percentile
Field of membership penetration
9.16%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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