The United

Morgantown, WV · 1 · Charter #21305 · www.tufcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$106.3M
50th percentile
Members
5,944
34th percentile
Total loans
$69.4M
58th percentile
Total shares
$75.9M
37th percentile

Profitability

Return on assets
1.07%
52th percentile
Net interest margin
3.12%
22th percentile
Efficiency ratio
55.60%
70th percentile
Non-interest income ratio
19.50%
61th percentile

Capital & Risk

Net worth ratio
27.98%
99th percentile
Delinquency rate
3.45%
3th percentile
Net charge-off rate
0.61%
24th percentile
Loan-to-share
91.35%
89th percentile

Growth

Member growth YoY
-1.23%
43th percentile
Asset growth YoY
0.92%
26th percentile
Loan growth YoY
0.03%
43th percentile
Share growth YoY
1.91%
37th percentile

Operations

Members / branch
1,486
9th percentile
Assets / member
$17,890
75th percentile
Field of membership penetration
2.12%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for The United?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo