Pba

Pine Bluff, AR · 1 · Charter #11045 · www.pbafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.0M
44th percentile
Members
962
35th percentile
Total loans
$7.1M
55th percentile
Total shares
$7.4M
39th percentile

Profitability

Return on assets
1.68%
84th percentile
Net interest margin
5.12%
85th percentile
Efficiency ratio
62.63%
59th percentile
Non-interest income ratio
8.70%
48th percentile

Capital & Risk

Net worth ratio
30.36%
92th percentile
Delinquency rate
0.81%
47th percentile
Net charge-off rate
2.76%
4th percentile
Loan-to-share
96.97%
92th percentile

Growth

Member growth YoY
2.56%
87th percentile
Asset growth YoY
-3.69%
21th percentile
Loan growth YoY
-5.46%
39th percentile
Share growth YoY
-1.84%
36th percentile

Operations

Members / branch
481
22th percentile
Assets / member
$11,461
67th percentile
Field of membership penetration
87.45%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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