Gary Municipal Employees

Gary, IN · 1 · Charter #16126
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$526.1K
4th percentile
Members
131
3th percentile
Total loans
$131.1K
4th percentile
Total shares
$295.9K
3th percentile

Profitability

Return on assets
0.06%
18th percentile
Net interest margin
5.85%
94th percentile
Efficiency ratio
90.19%
12th percentile
Non-interest income ratio
6.31%
38th percentile

Capital & Risk

Net worth ratio
41.99%
98th percentile
Delinquency rate
4.10%
10th percentile
Net charge-off rate
4.48%
2th percentile
Loan-to-share
44.30%
27th percentile

Growth

Member growth YoY
-4.38%
21th percentile
Asset growth YoY
-0.39%
39th percentile
Loan growth YoY
1.76%
69th percentile
Share growth YoY
-1.93%
35th percentile

Operations

Members / branch
131
4th percentile
Assets / member
$4,016
11th percentile
Field of membership penetration
87.33%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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