Vacationland

Sandusky, OH · 1 · Charter #11293 · www.vlfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$320.9M
21th percentile
Members
20,702
27th percentile
Total loans
$182.5M
14th percentile
Total shares
$274.8M
22th percentile

Profitability

Return on assets
0.76%
37th percentile
Net interest margin
3.65%
64th percentile
Efficiency ratio
64.97%
25th percentile
Non-interest income ratio
17.10%
38th percentile

Capital & Risk

Net worth ratio
12.71%
74th percentile
Delinquency rate
0.83%
39th percentile
Net charge-off rate
0.41%
51th percentile
Loan-to-share
66.40%
21th percentile

Growth

Member growth YoY
-0.29%
40th percentile
Asset growth YoY
5.60%
53th percentile
Loan growth YoY
-1.52%
20th percentile
Share growth YoY
7.07%
71th percentile

Operations

Members / branch
4,140
40th percentile
Assets / member
$15,499
44th percentile
Field of membership penetration
14.48%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Vacationland?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo