Golden Plains

Garden City, KS · 2 · Charter #62542 · www.gpcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$977.2M
99th percentile
Members
84,566
99th percentile
Total loans
$835.1M
100th percentile
Total shares
$842.9M
99th percentile

Profitability

Return on assets
1.80%
91th percentile
Net interest margin
3.63%
63th percentile
Efficiency ratio
43.44%
93th percentile
Non-interest income ratio
18.59%
47th percentile

Capital & Risk

Net worth ratio
13.09%
78th percentile
Delinquency rate
1.15%
22th percentile
Net charge-off rate
0.67%
26th percentile
Loan-to-share
99.08%
91th percentile

Growth

Member growth YoY
-3.90%
14th percentile
Asset growth YoY
-1.52%
9th percentile
Loan growth YoY
-5.76%
7th percentile
Share growth YoY
1.52%
22th percentile

Operations

Members / branch
7,047
82th percentile
Assets / member
$11,556
10th percentile
Field of membership penetration
3.65%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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