Pantex

Borger, TX · 1 · Charter #3571 · www.pantexfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$236.2M
97th percentile
Members
14,653
89th percentile
Total loans
$66.2M
56th percentile
Total shares
$186.4M
94th percentile

Profitability

Return on assets
1.44%
75th percentile
Net interest margin
3.24%
28th percentile
Efficiency ratio
50.40%
82th percentile
Non-interest income ratio
17.58%
52th percentile

Capital & Risk

Net worth ratio
21.23%
94th percentile
Delinquency rate
0.71%
51th percentile
Net charge-off rate
0.44%
38th percentile
Loan-to-share
35.51%
6th percentile

Growth

Member growth YoY
-2.03%
33th percentile
Asset growth YoY
2.74%
40th percentile
Loan growth YoY
2.84%
59th percentile
Share growth YoY
-0.18%
22th percentile

Operations

Members / branch
3,663
63th percentile
Assets / member
$16,121
63th percentile
Field of membership penetration
14.95%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Pantex?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo