African Diaspora

Saint Louis, MO · 1 · Charter #24975 · www.adfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$117.3K
1th percentile
Members
378
13th percentile
Total loans
$0
0th percentile
Total shares
$5.5K
0th percentile

Profitability

Return on assets
11.06%
100th percentile
Net interest margin
-0.03%
0th percentile
Efficiency ratio
0.00%
100th percentile
Non-interest income ratio
99.80%
100th percentile

Capital & Risk

Net worth ratio
11.06%
23th percentile
Delinquency rate
no peer data
Net charge-off rate
no peer data
Loan-to-share
0.00%
0th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
378
17th percentile
Assets / member
$310
0th percentile
Field of membership penetration
3.78%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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