Education First

Beaumont, TX · 1 · Charter #24470 · www.educationfirstfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$590.5M
67th percentile
Members
32,486
59th percentile
Total loans
$362.8M
62th percentile
Total shares
$543.6M
72th percentile

Profitability

Return on assets
0.77%
37th percentile
Net interest margin
3.39%
44th percentile
Efficiency ratio
63.83%
29th percentile
Non-interest income ratio
25.30%
82th percentile

Capital & Risk

Net worth ratio
8.74%
13th percentile
Delinquency rate
0.74%
47th percentile
Net charge-off rate
1.26%
7th percentile
Loan-to-share
66.74%
22th percentile

Growth

Member growth YoY
-0.10%
43th percentile
Asset growth YoY
-2.52%
7th percentile
Loan growth YoY
-4.22%
10th percentile
Share growth YoY
0.88%
16th percentile

Operations

Members / branch
3,610
28th percentile
Assets / member
$18,176
65th percentile
Field of membership penetration
7.01%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Education First?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo