Beverly Municipal

Beverly, MA · 1 · Charter #24192 · www.beverlycreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.7M
73th percentile
Members
1,907
64th percentile
Total loans
$18.7M
86th percentile
Total shares
$22.5M
73th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
2.65%
11th percentile
Efficiency ratio
44.11%
89th percentile
Non-interest income ratio
2.69%
22th percentile

Capital & Risk

Net worth ratio
8.02%
5th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
82.97%
80th percentile

Growth

Member growth YoY
2.53%
87th percentile
Asset growth YoY
11.55%
94th percentile
Loan growth YoY
17.33%
95th percentile
Share growth YoY
20.99%
98th percentile

Operations

Members / branch
1,907
76th percentile
Assets / member
$14,024
81th percentile
Field of membership penetration
38.14%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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