Consolidated

PORTLAND, OR · 1 · Charter #9292 · www.consolidatedccu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$693.3M
77th percentile
Members
33,020
61th percentile
Total loans
$464.0M
76th percentile
Total shares
$576.8M
77th percentile

Profitability

Return on assets
0.96%
49th percentile
Net interest margin
3.50%
53th percentile
Efficiency ratio
54.55%
69th percentile
Non-interest income ratio
10.91%
9th percentile

Capital & Risk

Net worth ratio
15.97%
93th percentile
Delinquency rate
0.22%
91th percentile
Net charge-off rate
0.19%
77th percentile
Loan-to-share
80.45%
50th percentile

Growth

Member growth YoY
62.34%
99th percentile
Asset growth YoY
35.90%
99th percentile
Loan growth YoY
22.31%
97th percentile
Share growth YoY
39.98%
99th percentile

Operations

Members / branch
6,604
79th percentile
Assets / member
$20,997
80th percentile
Field of membership penetration
1.29%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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