San Angelo

SAN ANGELO, TX · 1 · Charter #3080 · WWW.SAFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.4M
89th percentile
Members
3,900
94th percentile
Total loans
$20.2M
89th percentile
Total shares
$34.2M
90th percentile

Profitability

Return on assets
1.82%
87th percentile
Net interest margin
3.80%
43th percentile
Efficiency ratio
54.72%
76th percentile
Non-interest income ratio
18.74%
80th percentile

Capital & Risk

Net worth ratio
12.45%
34th percentile
Delinquency rate
0.22%
70th percentile
Net charge-off rate
0.42%
37th percentile
Loan-to-share
59.14%
48th percentile

Growth

Member growth YoY
-0.54%
60th percentile
Asset growth YoY
2.68%
60th percentile
Loan growth YoY
3.17%
73th percentile
Share growth YoY
0.82%
52th percentile

Operations

Members / branch
3,900
97th percentile
Assets / member
$10,104
56th percentile
Field of membership penetration
48.75%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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