Chen-Del-O

FRANKLIN, NY · 1 · Charter #9517 · www.chendelo.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$34.0M
83th percentile
Members
2,700
80th percentile
Total loans
$8.7M
61th percentile
Total shares
$29.3M
83th percentile

Profitability

Return on assets
1.77%
86th percentile
Net interest margin
4.13%
56th percentile
Efficiency ratio
51.77%
81th percentile
Non-interest income ratio
5.60%
36th percentile

Capital & Risk

Net worth ratio
12.51%
34th percentile
Delinquency rate
1.36%
33th percentile
Net charge-off rate
0.20%
51th percentile
Loan-to-share
29.85%
12th percentile

Growth

Member growth YoY
-4.56%
19th percentile
Asset growth YoY
6.18%
81th percentile
Loan growth YoY
9.26%
88th percentile
Share growth YoY
3.05%
64th percentile

Operations

Members / branch
2,700
89th percentile
Assets / member
$12,609
75th percentile
Field of membership penetration
27.00%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Chen-Del-O?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo