Founders

Lancaster, SC · 1 · Charter #24063 · www.foundersfcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.1B
86th percentile
Members
287,766
86th percentile
Total loans
$4.0B
87th percentile
Total shares
$4.3B
86th percentile

Profitability

Return on assets
2.27%
98th percentile
Net interest margin
4.24%
95th percentile
Efficiency ratio
47.92%
66th percentile
Non-interest income ratio
23.54%
81th percentile

Capital & Risk

Net worth ratio
13.20%
84th percentile
Delinquency rate
0.90%
36th percentile
Net charge-off rate
0.99%
14th percentile
Loan-to-share
92.91%
59th percentile

Growth

Member growth YoY
5.09%
78th percentile
Asset growth YoY
6.82%
61th percentile
Loan growth YoY
6.22%
57th percentile
Share growth YoY
5.79%
55th percentile

Operations

Members / branch
5,995
31th percentile
Assets / member
$17,682
48th percentile
Field of membership penetration
11.14%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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