Sikeston Public Schools

Sikeston, MO · 2 · Charter #63830 · www.spscu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.6M
28th percentile
Members
1,195
43th percentile
Total loans
$2.7M
28th percentile
Total shares
$4.6M
28th percentile

Profitability

Return on assets
1.38%
75th percentile
Net interest margin
3.39%
30th percentile
Efficiency ratio
33.83%
96th percentile
Non-interest income ratio
2.26%
20th percentile

Capital & Risk

Net worth ratio
17.73%
65th percentile
Delinquency rate
1.00%
41th percentile
Net charge-off rate
1.56%
9th percentile
Loan-to-share
57.64%
46th percentile

Growth

Member growth YoY
1.62%
81th percentile
Asset growth YoY
9.60%
91th percentile
Loan growth YoY
-4.19%
45th percentile
Share growth YoY
9.83%
91th percentile

Operations

Members / branch
1,195
54th percentile
Assets / member
$4,716
15th percentile
Field of membership penetration
62.24%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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