Kraftman

Bastrop, LA · 1 · Charter #8530 · www.kraftmanfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$135.8M
66th percentile
Members
6,658
41th percentile
Total loans
$47.8M
37th percentile
Total shares
$119.0M
68th percentile

Profitability

Return on assets
0.41%
13th percentile
Net interest margin
2.40%
4th percentile
Efficiency ratio
59.40%
60th percentile
Non-interest income ratio
12.67%
28th percentile

Capital & Risk

Net worth ratio
15.03%
77th percentile
Delinquency rate
0.52%
64th percentile
Net charge-off rate
0.14%
77th percentile
Loan-to-share
40.21%
8th percentile

Growth

Member growth YoY
-0.13%
56th percentile
Asset growth YoY
8.58%
83th percentile
Loan growth YoY
4.47%
68th percentile
Share growth YoY
6.32%
73th percentile

Operations

Members / branch
2,219
27th percentile
Assets / member
$20,402
86th percentile
Field of membership penetration
9.51%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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