Sharepoint

Bloomington, MN · 2 · Charter #63098 · www.sharepointcu.com/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$362.9M
33th percentile
Members
21,310
29th percentile
Total loans
$235.7M
32th percentile
Total shares
$320.2M
35th percentile

Profitability

Return on assets
0.56%
23th percentile
Net interest margin
3.46%
51th percentile
Efficiency ratio
64.73%
26th percentile
Non-interest income ratio
10.21%
8th percentile

Capital & Risk

Net worth ratio
11.42%
58th percentile
Delinquency rate
0.86%
37th percentile
Net charge-off rate
0.20%
76th percentile
Loan-to-share
73.62%
33th percentile

Growth

Member growth YoY
-18.58%
1th percentile
Asset growth YoY
-4.39%
3th percentile
Loan growth YoY
-0.58%
22th percentile
Share growth YoY
-6.54%
2th percentile

Operations

Members / branch
3,044
17th percentile
Assets / member
$17,031
58th percentile
Field of membership penetration
2.13%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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