Rincones Presbyterian

CHACON, NM · 2 · Charter #61946 · www.rpcu.online
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.8M
29th percentile
Members
722
26th percentile
Total loans
$4.9M
43th percentile
Total shares
$5.2M
31th percentile

Profitability

Return on assets
0.57%
38th percentile
Net interest margin
4.10%
55th percentile
Efficiency ratio
63.73%
56th percentile
Non-interest income ratio
15.22%
70th percentile

Capital & Risk

Net worth ratio
10.59%
20th percentile
Delinquency rate
0.52%
56th percentile
Net charge-off rate
-0.05%
95th percentile
Loan-to-share
94.55%
91th percentile

Growth

Member growth YoY
-3.48%
29th percentile
Asset growth YoY
16.21%
97th percentile
Loan growth YoY
11.94%
91th percentile
Share growth YoY
23.48%
99th percentile

Operations

Members / branch
241
10th percentile
Assets / member
$8,094
40th percentile
Field of membership penetration
80.22%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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