Millard County

FILLMORE, UT · 2 · Charter #60494 · WWW.MILLARDCCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$61.8M
13th percentile
Members
4,590
20th percentile
Total loans
$30.1M
15th percentile
Total shares
$54.8M
16th percentile

Profitability

Return on assets
1.14%
58th percentile
Net interest margin
3.34%
32th percentile
Efficiency ratio
58.29%
64th percentile
Non-interest income ratio
13.39%
32th percentile

Capital & Risk

Net worth ratio
11.87%
45th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.63%
22th percentile
Loan-to-share
55.01%
27th percentile

Growth

Member growth YoY
-0.76%
48th percentile
Asset growth YoY
4.11%
51th percentile
Loan growth YoY
-2.18%
30th percentile
Share growth YoY
3.42%
50th percentile

Operations

Members / branch
2,295
29th percentile
Assets / member
$13,469
42th percentile
Field of membership penetration
38.25%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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