Avanti

WATERTOWN, SD · 1 · Charter #8801 · www.avantifcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.5M
79th percentile
Members
2,967
84th percentile
Total loans
$19.6M
88th percentile
Total shares
$27.9M
81th percentile

Profitability

Return on assets
1.48%
78th percentile
Net interest margin
4.45%
67th percentile
Efficiency ratio
52.98%
79th percentile
Non-interest income ratio
7.56%
43th percentile

Capital & Risk

Net worth ratio
10.96%
23th percentile
Delinquency rate
2.97%
15th percentile
Net charge-off rate
0.32%
42th percentile
Loan-to-share
70.25%
64th percentile

Growth

Member growth YoY
6.31%
95th percentile
Asset growth YoY
-6.48%
12th percentile
Loan growth YoY
-6.56%
35th percentile
Share growth YoY
-8.11%
12th percentile

Operations

Members / branch
2,967
92th percentile
Assets / member
$10,623
61th percentile
Field of membership penetration
5.73%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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