Louisiana Baptist

alexandria, LA · 1 · Charter #21968 · www.labaptistfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.9M
29th percentile
Members
775
28th percentile
Total loans
$4.1M
38th percentile
Total shares
$5.0M
30th percentile

Profitability

Return on assets
0.72%
45th percentile
Net interest margin
4.05%
53th percentile
Efficiency ratio
64.86%
54th percentile
Non-interest income ratio
7.14%
42th percentile

Capital & Risk

Net worth ratio
14.40%
47th percentile
Delinquency rate
5.07%
7th percentile
Net charge-off rate
0.42%
37th percentile
Loan-to-share
82.68%
80th percentile

Growth

Member growth YoY
-9.99%
5th percentile
Asset growth YoY
-9.55%
6th percentile
Loan growth YoY
3.98%
76th percentile
Share growth YoY
-11.54%
6th percentile

Operations

Members / branch
775
37th percentile
Assets / member
$7,566
35th percentile
Field of membership penetration
0.26%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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