Old Hickory

Nashville, TN · 2 · Charter #67982 · www.ohcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$342.0M
27th percentile
Members
21,797
32th percentile
Total loans
$222.1M
28th percentile
Total shares
$304.5M
30th percentile

Profitability

Return on assets
1.43%
79th percentile
Net interest margin
4.04%
84th percentile
Efficiency ratio
64.80%
26th percentile
Non-interest income ratio
23.45%
75th percentile

Capital & Risk

Net worth ratio
10.20%
38th percentile
Delinquency rate
1.01%
27th percentile
Net charge-off rate
1.16%
8th percentile
Loan-to-share
72.93%
32th percentile

Growth

Member growth YoY
0.73%
52th percentile
Asset growth YoY
2.51%
30th percentile
Loan growth YoY
-5.86%
6th percentile
Share growth YoY
1.86%
26th percentile

Operations

Members / branch
3,114
18th percentile
Assets / member
$15,691
46th percentile
Field of membership penetration
2.91%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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