Cse

Lake Charles, LA · 1 · Charter #5086 · www.csefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$448.7M
50th percentile
Members
35,538
66th percentile
Total loans
$273.5M
44th percentile
Total shares
$404.3M
54th percentile

Profitability

Return on assets
0.50%
19th percentile
Net interest margin
3.51%
55th percentile
Efficiency ratio
72.86%
6th percentile
Non-interest income ratio
27.61%
89th percentile

Capital & Risk

Net worth ratio
10.88%
51th percentile
Delinquency rate
1.30%
17th percentile
Net charge-off rate
0.89%
14th percentile
Loan-to-share
67.66%
24th percentile

Growth

Member growth YoY
0.71%
52th percentile
Asset growth YoY
0.21%
14th percentile
Loan growth YoY
-2.24%
17th percentile
Share growth YoY
1.15%
18th percentile

Operations

Members / branch
7,108
83th percentile
Assets / member
$12,627
17th percentile
Field of membership penetration
9.87%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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