AFL CIO Employees

Washington, DC · 1 · Charter #7992 · www.aflcioefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$48.9M
99th percentile
Members
5,431
98th percentile
Total loans
$38.9M
100th percentile
Total shares
$40.4M
98th percentile

Profitability

Return on assets
0.45%
33th percentile
Net interest margin
4.45%
68th percentile
Efficiency ratio
81.34%
22th percentile
Non-interest income ratio
14.70%
68th percentile

Capital & Risk

Net worth ratio
12.46%
34th percentile
Delinquency rate
2.70%
17th percentile
Net charge-off rate
0.97%
17th percentile
Loan-to-share
96.33%
92th percentile

Growth

Member growth YoY
4.42%
93th percentile
Asset growth YoY
-2.53%
27th percentile
Loan growth YoY
-5.84%
38th percentile
Share growth YoY
-5.84%
17th percentile

Operations

Members / branch
5,431
99th percentile
Assets / member
$9,008
48th percentile
Field of membership penetration
0.27%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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