Santa Fe

Amarillo, TX · 1 · Charter #9971 · www.santafefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$219.1M
94th percentile
Members
13,446
85th percentile
Total loans
$129.9M
90th percentile
Total shares
$188.0M
94th percentile

Profitability

Return on assets
1.08%
53th percentile
Net interest margin
3.30%
31th percentile
Efficiency ratio
54.17%
74th percentile
Non-interest income ratio
18.61%
58th percentile

Capital & Risk

Net worth ratio
12.55%
54th percentile
Delinquency rate
0.54%
62th percentile
Net charge-off rate
1.11%
10th percentile
Loan-to-share
69.07%
52th percentile

Growth

Member growth YoY
3.07%
86th percentile
Asset growth YoY
10.20%
88th percentile
Loan growth YoY
4.00%
65th percentile
Share growth YoY
9.03%
85th percentile

Operations

Members / branch
2,241
28th percentile
Assets / member
$16,295
64th percentile
Field of membership penetration
40.00%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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