Wichita

Wichita, KS · 1 · Charter #3907 · www.wichitafcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$268.9M
7th percentile
Members
18,586
19th percentile
Total loans
$199.8M
19th percentile
Total shares
$226.8M
5th percentile

Profitability

Return on assets
2.89%
99th percentile
Net interest margin
5.11%
99th percentile
Efficiency ratio
44.56%
92th percentile
Non-interest income ratio
19.34%
53th percentile

Capital & Risk

Net worth ratio
14.26%
86th percentile
Delinquency rate
1.98%
5th percentile
Net charge-off rate
1.71%
3th percentile
Loan-to-share
88.08%
70th percentile

Growth

Member growth YoY
23.58%
98th percentile
Asset growth YoY
26.00%
98th percentile
Loan growth YoY
6.80%
65th percentile
Share growth YoY
26.03%
98th percentile

Operations

Members / branch
4,647
51th percentile
Assets / member
$14,467
34th percentile
Field of membership penetration
1.86%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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