Erie Police

Erie, PA · 1 · Charter #8626 · www.eriepolicefcu1.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.4M
14th percentile
Members
431
15th percentile
Total loans
$1.5M
19th percentile
Total shares
$1.7M
14th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
4.67%
75th percentile
Efficiency ratio
66.43%
51th percentile
Non-interest income ratio
0.17%
7th percentile

Capital & Risk

Net worth ratio
27.62%
90th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.14%
96th percentile
Loan-to-share
86.70%
85th percentile

Growth

Member growth YoY
-4.22%
22th percentile
Asset growth YoY
-6.96%
10th percentile
Loan growth YoY
-4.61%
43th percentile
Share growth YoY
-10.86%
7th percentile

Operations

Members / branch
431
20th percentile
Assets / member
$5,493
20th percentile
Field of membership penetration
17.24%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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