University

Orono, ME · 2 · Charter #63133 · www.ucumaine.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$526.6M
61th percentile
Members
31,566
57th percentile
Total loans
$409.5M
69th percentile
Total shares
$402.3M
53th percentile

Profitability

Return on assets
0.13%
8th percentile
Net interest margin
3.32%
40th percentile
Efficiency ratio
66.78%
20th percentile
Non-interest income ratio
21.52%
66th percentile

Capital & Risk

Net worth ratio
9.30%
22th percentile
Delinquency rate
0.39%
81th percentile
Net charge-off rate
0.10%
89th percentile
Loan-to-share
101.80%
93th percentile

Growth

Member growth YoY
1.10%
57th percentile
Asset growth YoY
3.62%
39th percentile
Loan growth YoY
1.27%
35th percentile
Share growth YoY
2.80%
35th percentile

Operations

Members / branch
3,157
20th percentile
Assets / member
$16,682
55th percentile
Field of membership penetration
3.17%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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