Alcoa Municipal Employees

ALCOA, TN · 1 · Charter #20513
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.5M
22th percentile
Members
852
31th percentile
Total loans
$3.0M
31th percentile
Total shares
$3.6M
24th percentile

Profitability

Return on assets
1.93%
89th percentile
Net interest margin
5.45%
90th percentile
Efficiency ratio
54.16%
77th percentile
Non-interest income ratio
2.05%
19th percentile

Capital & Risk

Net worth ratio
18.29%
67th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
81.82%
79th percentile

Growth

Member growth YoY
-14.80%
2th percentile
Asset growth YoY
-5.57%
15th percentile
Loan growth YoY
16.30%
94th percentile
Share growth YoY
-8.70%
10th percentile

Operations

Members / branch
852
40th percentile
Assets / member
$5,257
18th percentile
Field of membership penetration
77.45%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Alcoa Municipal Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo