Services

NAPERVILLE, IL · 3 · Charter #96066
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$402.5K
3th percentile
Members
2,771
81th percentile
Total loans
$28.2K
2th percentile
Total shares
$112.3K
1th percentile

Profitability

Return on assets
2.76%
97th percentile
Net interest margin
2.77%
14th percentile
Efficiency ratio
9.68%
100th percentile
Non-interest income ratio
9.56%
51th percentile

Capital & Risk

Net worth ratio
68.99%
100th percentile
Delinquency rate
2.20%
22th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
25.13%
8th percentile

Growth

Member growth YoY
-9.68%
6th percentile
Asset growth YoY
3.54%
65th percentile
Loan growth YoY
-6.62%
35th percentile
Share growth YoY
2.43%
61th percentile

Operations

Members / branch
2,771
90th percentile
Assets / member
$145
0th percentile
Field of membership penetration
13.86%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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