Ozark

Poplar Bluff, MO · 1 · Charter #7641 · www.ozarkfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$138.1M
67th percentile
Members
17,735
95th percentile
Total loans
$107.7M
80th percentile
Total shares
$120.9M
69th percentile

Profitability

Return on assets
1.62%
82th percentile
Net interest margin
4.72%
92th percentile
Efficiency ratio
66.40%
38th percentile
Non-interest income ratio
25.19%
84th percentile

Capital & Risk

Net worth ratio
11.18%
37th percentile
Delinquency rate
0.23%
85th percentile
Net charge-off rate
0.33%
50th percentile
Loan-to-share
89.06%
85th percentile

Growth

Member growth YoY
8.71%
96th percentile
Asset growth YoY
24.73%
98th percentile
Loan growth YoY
26.18%
98th percentile
Share growth YoY
24.65%
98th percentile

Operations

Members / branch
2,217
27th percentile
Assets / member
$7,785
4th percentile
Field of membership penetration
2.36%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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