Cincinnati Ohio Police

CINCINNATI, OH · 1 · Charter #389 · www.copfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$188.0M
86th percentile
Members
11,251
75th percentile
Total loans
$107.3M
79th percentile
Total shares
$165.3M
87th percentile

Profitability

Return on assets
1.16%
59th percentile
Net interest margin
3.05%
19th percentile
Efficiency ratio
56.84%
67th percentile
Non-interest income ratio
24.86%
82th percentile

Capital & Risk

Net worth ratio
11.00%
36th percentile
Delinquency rate
1.11%
29th percentile
Net charge-off rate
0.26%
58th percentile
Loan-to-share
64.93%
44th percentile

Growth

Member growth YoY
5.91%
94th percentile
Asset growth YoY
11.79%
92th percentile
Loan growth YoY
7.01%
78th percentile
Share growth YoY
12.23%
92th percentile

Operations

Members / branch
1,875
18th percentile
Assets / member
$16,710
68th percentile
Field of membership penetration
5.63%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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