Members Choice

GREENVILLE, OH · 3 · Charter #96711 · www.mccugreenville.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.3M
85th percentile
Members
3,320
88th percentile
Total loans
$19.0M
87th percentile
Total shares
$29.5M
84th percentile

Profitability

Return on assets
1.62%
83th percentile
Net interest margin
3.13%
22th percentile
Efficiency ratio
42.82%
90th percentile
Non-interest income ratio
10.81%
55th percentile

Capital & Risk

Net worth ratio
18.46%
68th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.75%
23th percentile
Loan-to-share
64.51%
55th percentile

Growth

Member growth YoY
0.61%
74th percentile
Asset growth YoY
5.16%
74th percentile
Loan growth YoY
6.42%
83th percentile
Share growth YoY
4.80%
74th percentile

Operations

Members / branch
3,320
94th percentile
Assets / member
$10,921
64th percentile
Field of membership penetration
33.20%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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