Topmark

Cridersville, OH · 1 · Charter #15438 · www.topmarkfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$60.5M
12th percentile
Members
8,916
60th percentile
Total loans
$39.6M
27th percentile
Total shares
$54.1M
15th percentile

Profitability

Return on assets
1.32%
68th percentile
Net interest margin
5.30%
98th percentile
Efficiency ratio
73.35%
17th percentile
Non-interest income ratio
23.16%
78th percentile

Capital & Risk

Net worth ratio
10.35%
27th percentile
Delinquency rate
2.05%
10th percentile
Net charge-off rate
1.13%
9th percentile
Loan-to-share
73.12%
60th percentile

Growth

Member growth YoY
-4.12%
16th percentile
Asset growth YoY
4.52%
56th percentile
Loan growth YoY
0.92%
48th percentile
Share growth YoY
4.41%
59th percentile

Operations

Members / branch
2,972
47th percentile
Assets / member
$6,784
2th percentile
Field of membership penetration
8.92%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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