R G

RAYMORE, MO · 1 · Charter #11962 · www.RGFCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$143.3M
69th percentile
Members
7,997
53th percentile
Total loans
$108.8M
80th percentile
Total shares
$123.7M
71th percentile

Profitability

Return on assets
1.18%
60th percentile
Net interest margin
4.24%
81th percentile
Efficiency ratio
62.29%
51th percentile
Non-interest income ratio
13.90%
34th percentile

Capital & Risk

Net worth ratio
10.08%
24th percentile
Delinquency rate
0.78%
47th percentile
Net charge-off rate
0.49%
35th percentile
Loan-to-share
87.97%
83th percentile

Growth

Member growth YoY
2.39%
82th percentile
Asset growth YoY
6.54%
73th percentile
Loan growth YoY
7.11%
78th percentile
Share growth YoY
7.48%
79th percentile

Operations

Members / branch
2,666
39th percentile
Assets / member
$17,925
76th percentile
Field of membership penetration
0.76%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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