Kc Unidos

Kansas City, MO · 1 · Charter #4531 · www.kcunidosfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.0M
36th percentile
Members
1,579
54th percentile
Total loans
$7.0M
54th percentile
Total shares
$3.6M
24th percentile

Profitability

Return on assets
1.31%
72th percentile
Net interest margin
8.19%
100th percentile
Efficiency ratio
81.56%
21th percentile
Non-interest income ratio
15.46%
71th percentile

Capital & Risk

Net worth ratio
30.99%
93th percentile
Delinquency rate
1.71%
28th percentile
Net charge-off rate
0.10%
62th percentile
Loan-to-share
192.98%
100th percentile

Growth

Member growth YoY
4.50%
93th percentile
Asset growth YoY
2.74%
60th percentile
Loan growth YoY
3.80%
75th percentile
Share growth YoY
8.99%
89th percentile

Operations

Members / branch
1,579
66th percentile
Assets / member
$5,054
17th percentile
Field of membership penetration
7.90%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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