Affidian

Denver, CO · 1 · Charter #2847 · www.affidiancu.org/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$358.4M
31th percentile
Members
14,247
8th percentile
Total loans
$233.5M
32th percentile
Total shares
$290.6M
26th percentile

Profitability

Return on assets
1.33%
74th percentile
Net interest margin
3.34%
41th percentile
Efficiency ratio
55.69%
65th percentile
Non-interest income ratio
25.04%
81th percentile

Capital & Risk

Net worth ratio
18.20%
98th percentile
Delinquency rate
0.93%
31th percentile
Net charge-off rate
0.23%
73th percentile
Loan-to-share
80.36%
50th percentile

Growth

Member growth YoY
1.95%
66th percentile
Asset growth YoY
5.99%
58th percentile
Loan growth YoY
0.07%
26th percentile
Share growth YoY
5.58%
59th percentile

Operations

Members / branch
7,124
83th percentile
Assets / member
$25,158
91th percentile
Field of membership penetration
6.30%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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