Coffee County Teachers

Douglas, GA · 1 · Charter #16014
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
914
34th percentile
Total loans
$1.9M
22th percentile
Total shares
$2.4M
18th percentile

Profitability

Return on assets
1.72%
85th percentile
Net interest margin
6.71%
98th percentile
Efficiency ratio
90.47%
12th percentile
Non-interest income ratio
10.02%
53th percentile

Capital & Risk

Net worth ratio
21.44%
79th percentile
Delinquency rate
2.81%
16th percentile
Net charge-off rate
-0.05%
94th percentile
Loan-to-share
80.32%
76th percentile

Growth

Member growth YoY
-4.19%
22th percentile
Asset growth YoY
-3.41%
22th percentile
Loan growth YoY
-21.71%
5th percentile
Share growth YoY
-6.24%
16th percentile

Operations

Members / branch
914
43th percentile
Assets / member
$3,344
8th percentile
Field of membership penetration
30.47%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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