Oak Lawn Municipal Employees

OAK LAWN, IL · 2 · Charter #62717 · www.olmecu.virualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.5M
22th percentile
Members
830
31th percentile
Total loans
$2.5M
27th percentile
Total shares
$3.8M
24th percentile

Profitability

Return on assets
0.80%
50th percentile
Net interest margin
3.67%
38th percentile
Efficiency ratio
57.08%
71th percentile
Non-interest income ratio
2.61%
22th percentile

Capital & Risk

Net worth ratio
14.28%
46th percentile
Delinquency rate
0.23%
69th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
64.59%
55th percentile

Growth

Member growth YoY
0.48%
73th percentile
Asset growth YoY
2.88%
62th percentile
Loan growth YoY
-9.69%
25th percentile
Share growth YoY
2.41%
61th percentile

Operations

Members / branch
830
39th percentile
Assets / member
$5,378
18th percentile
Field of membership penetration
25.15%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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