Bar-Cons

Columbus, IN · 1 · Charter #17040 · www.barcons.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.6M
2th percentile
Members
4,827
22th percentile
Total loans
$42.3M
31th percentile
Total shares
$42.1M
2th percentile

Profitability

Return on assets
2.36%
97th percentile
Net interest margin
5.59%
99th percentile
Efficiency ratio
63.40%
48th percentile
Non-interest income ratio
17.67%
53th percentile

Capital & Risk

Net worth ratio
17.87%
89th percentile
Delinquency rate
0.19%
88th percentile
Net charge-off rate
0.40%
43th percentile
Loan-to-share
100.47%
96th percentile

Growth

Member growth YoY
3.14%
86th percentile
Asset growth YoY
1.99%
34th percentile
Loan growth YoY
8.89%
83th percentile
Share growth YoY
-0.50%
19th percentile

Operations

Members / branch
2,414
33th percentile
Assets / member
$10,685
18th percentile
Field of membership penetration
28.57%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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