Radifi

Jacksonville, FL · 1 · Charter #340 · www.radificu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$711.6M
79th percentile
Members
42,135
77th percentile
Total loans
$532.7M
83th percentile
Total shares
$545.5M
73th percentile

Profitability

Return on assets
0.61%
27th percentile
Net interest margin
3.46%
51th percentile
Efficiency ratio
61.24%
40th percentile
Non-interest income ratio
17.15%
38th percentile

Capital & Risk

Net worth ratio
9.33%
22th percentile
Delinquency rate
0.80%
41th percentile
Net charge-off rate
0.61%
30th percentile
Loan-to-share
97.65%
89th percentile

Growth

Member growth YoY
-1.58%
27th percentile
Asset growth YoY
17.56%
97th percentile
Loan growth YoY
21.37%
97th percentile
Share growth YoY
3.94%
43th percentile

Operations

Members / branch
5,267
62th percentile
Assets / member
$16,888
56th percentile
Field of membership penetration
2.62%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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