Finger Lakes

GENEVA, NY · 1 · Charter #18022 · www.flfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$247.9M
99th percentile
Members
20,067
98th percentile
Total loans
$157.8M
96th percentile
Total shares
$210.1M
98th percentile

Profitability

Return on assets
2.05%
93th percentile
Net interest margin
4.13%
76th percentile
Efficiency ratio
60.22%
58th percentile
Non-interest income ratio
22.32%
74th percentile

Capital & Risk

Net worth ratio
14.38%
73th percentile
Delinquency rate
0.11%
93th percentile
Net charge-off rate
0.05%
91th percentile
Loan-to-share
75.12%
63th percentile

Growth

Member growth YoY
-2.53%
29th percentile
Asset growth YoY
4.99%
61th percentile
Loan growth YoY
0.23%
44th percentile
Share growth YoY
2.84%
45th percentile

Operations

Members / branch
5,017
83th percentile
Assets / member
$12,356
32th percentile
Field of membership penetration
6.26%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Finger Lakes?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo