Liberty First

Lincoln, NE · 2 · Charter #63757 · www.libertyfirstcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$515.1M
60th percentile
Members
35,222
65th percentile
Total loans
$389.6M
66th percentile
Total shares
$349.6M
43th percentile

Profitability

Return on assets
2.09%
96th percentile
Net interest margin
3.91%
78th percentile
Efficiency ratio
49.90%
82th percentile
Non-interest income ratio
27.46%
88th percentile

Capital & Risk

Net worth ratio
14.46%
88th percentile
Delinquency rate
0.82%
40th percentile
Net charge-off rate
0.40%
51th percentile
Loan-to-share
111.47%
97th percentile

Growth

Member growth YoY
4.23%
86th percentile
Asset growth YoY
6.24%
59th percentile
Loan growth YoY
1.93%
38th percentile
Share growth YoY
10.81%
91th percentile

Operations

Members / branch
5,032
58th percentile
Assets / member
$14,623
36th percentile
Field of membership penetration
0.24%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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